Can you imagine how you and your family will enjoy their time at the Costa del Sol? Here we will show you some pitfalls to avoid, so that your dream of a house in the sun will be as easy and smooth as possible.

The most important advices from us are that you should take your time and visit the area that you consider. The best is to get the advice of an experienced real estate professional, like San Julian, who can guide you and recommend you the best area and best buys for your budget. Be careful of the “very good bargains that nobody else knows of”... Most of the times these bargains turn out to be ruins or, even worse, illegal.

When you start thinking of a home under the sun, please make a “wish-list” of what your dream home should ideally fulfill and what is must have. Please also have a look at our Top-Properties to get a first impression. Important is that you decide how big your property needs to be and how many bedrooms and which type of property you prefer. There are small apartments with one bedroom up to big penthouses and detached houses or independent Villas or Fincas. From 99.000 € up to 10.000.000 €.

Apart from the type of property you also need to decide which area you prefer. Maybe you prefer to be close to the beach, to the golf, or a Finca in the interior of the province. There is something for every taste. We will be happy to assist you and find together with you the property that you are dreaming of.

After that we are planning with you your trip to Spain to show you not only the pre-selected properties but also we will show you the neighborhood and surrounding area so that you get the complete picture and can decide if this is where you would like to be.

As you can see buying a property in Spain can be very relaxing and smooth and with the right partners and advice on your side, you will make the best investment in your quality of life and that of your family.

 

What else needs to be considered:

 

Europe is getting closer and does not know borders like before but that does not mean that there are no differences. And specially such an important decision like buying a property needs to be well planned and with professional help. With contacting an experienced real estate agency you already did the first important step. Your agent is your point of contact and will organize and coordinate everything for you.

Nonetheless we strongly recommend that you use an experienced lawyer that speaks your language. Even if you know Spain well, a lawyer will check the title deeds, the contracts, the licenses etc. He makes sure that everything is 100% legal and correct. But apart from this a lawyer also takes care of little details like getting you a tax number for foreign residents, register the property in your name at the land register or inform the local water and electricity companies of the change of ownership and transfer to your name.

 

Also if you buy a off-plan property your lawyer will make sure that all the monies paid by you are secured by bank guarantee and that there is no risk for you. It is important that the lawyer speaks your language and has a broad experience in the Spanish Real Estate Law. We can recommend you lawyers that we refer our clients and we trust. But it is up to you to use the lawyer of your choice and the lawyer you feel comfortable with.

Also tax aspects play an important role in the finance of a property and should be planned and analyzed carefully. Your first contact naturally is your tax adviser in your home country but it can also be interesting to contact an expert here Spain to discuss the possibilities of tax exemptions and other possibilities. We can recommend you companies that also speak your language and have vast experience.

The bank is also important if you need a mortgage to finance your purchase. We work together with reputable banks that are specialized on mortgages for non-residents and that give you an excellent service, again in your language, as well as competitive prices. The bank arranges the preparation o f the valuation of the property to establish the possible mortgage or the change of telephone and utilities to your name.

If you follow this recommendations, you will not have sleepless nights and can enjoy your new home.